Establishing and defining a Professional relationship.
The initial contact is dedicated to
establishing a clear understanding of your immediate needs and/or concerns as well as getting a firm grasp of what services the financial planner provides.
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Your Information will never be shared with any third party.
Once registered, you need to participate by virtue of providing continuous feedback and rating on the service you receive from your advisor.
The attooh! Ambassador Campaign is only open to active attooh! clients, as such these the participating clients will stand a chance to win load of great prizes every month.
REGISTER HERE AS AN ATTOOH! AMBASSADOR
By referring your friends and or family, you will go through three levels that has a different pool of prizes each. The higher you rise the greater the prizes.
Once registered, you need to participate by virtue of providing continuous feedback and rating on the service you receive from your advisor.
The attooh! Ambassador Campaign is only open to active attooh! clients, as such these the participating clients will stand a chance to win load of great prizes every month.
REGISTER HERE AS AN ATTOOH! AMBASSADOR
By referring your friends and or family, you will go through three levels that has a different pool of prizes each. The higher you rise the greater the prizes.
There are more benefits to having a financial plan than you may realize. A comprehensive financial plan can help you balance today’s needs with your goals
for the future, adapt to changes in your circumstances and needs, prepare for unexpected emergencies, experience peace of mind, achieve your life goals and
much, much, more!
A financial plan can help you achieve your goals but make sure you are getting your advice from a professional: someone who is qualified, understands you and your goals, and has demonstrated the competence and ethical judgment required to take on the responsibility
of helping you build your financial future.
Relationships matter!
Talking about your finances is a very personal thing. You need to be able to build a relationship with an advisor you can trust; one who understands your unique situation and goals, and who can work with you over time to accomplish them.
You also need to be open and honest with your planner.
If you hold back and don’t give them the relevant financial information, they can’t build you an effective plan.
"Financial planning, involving some of the most important issues in your life, is a deeply personal service and requires a solid, trusting relationship."
UNDERSTAND THE BIG PICTURE Each decision you make may affect other areas of your life.
PLANNING IS ABOUT BALANCE Financial planning is not about denying yourself today for some distant tomorrow. Planning for tomorrow allows you to live for today.
SET MEASURABLE GOALS Set specific targets that will help you achieve what you want, when you want it.
BE REALISTIC – Even with a financial plan, you are unlikely to see all of your financial problems solved overnight.
RE-EVALUATE PERIODICALLY Financial planning is a dynamic process. Your financial plan will need to be reviewed and updated regularly to take life changes into consideration, and ensure you remain on track.
BE INFORMED Know what to ask from your financial planner and what to expect from the engagement.
Setting specific savings goals will help you to begin saving money. When you are just putting money into the bank on a regular basis, it can be easier to withdraw it for various reasons or overspending, and using some of your money earmarked for savings is easier to justify.
For these reasons, it is important to be saving for a specific reason. You may be working towards several goals at once, or you may be focused on a specific goal that you want to meet.
>> Focus on Retirement
First, you should work on saving fifteen percent of your income towards retirement. You can build up to this gradually, through pay raises, but fifteen percent will help you to retire comfortably
>>Save for Emergencies
As you are increasing the amount you contribute to retirement, you should be saving up an emergency fund of six months worth of income.
>>Save for Emergencies
As you are increasing the amount you contribute to retirement, you should be saving up an emergency fund of six months worth of income.
>>Start Investing to Build Wealth
If you are interested in building wealth, you can put additional money aside each month and begin to invest.
Setting specific savings goals will help you to begin saving money. When you are just putting money into the bank on a regular basis, it can be easier to withdraw it for various reasons or overspending, and using some of your money earmarked for savings is easier to justify.
For these reasons, it is important to be saving for a specific reason. You may be working towards several goals at once, or you may be focused on a specific goal that you want to meet.
>> Focus on Retirement
First, you should work on saving fifteen percent of your income towards retirement. You can build up to this gradually, through pay raises, but fifteen percent will help you to retire comfortably
>>Save for Emergencies
As you are increasing the amount you contribute to retirement, you should be saving up an emergency fund of six months worth of income.
>>Save for Emergencies
As you are increasing the amount you contribute to retirement, you should be saving up an emergency fund of six months worth of income.
>>Start Investing to Build Wealth
If you are interested in building wealth, you can put additional money aside each month and begin to invest.
1. What are your qualifications?
(Postgraduate qualification in financial planning is ideal)
2. Are you a CFP® professional? (This is an internationally recognised designation and regarded as the benchmark for professional advice)
(Postgraduate qualification in financial planning is ideal)
3. Are you a member of an officially recognised professional body? (FPI is recognised as a professional body by SAQA)
4. May I verify your professional status with the institute? (Ask for the membership card that indicates the professional designation. (Verify the status on www.fpi.co.za, click on “Find a Financial Planner” or phone Membership Services to verify the status, contact number on the website)
5. How many years experience do you have giving advice? (Important to know that they can turn theoretical knowledge into practical advice)
6. Please could you explain your methods of remuneration. (fees or commission)? (Ensure that remuneration does not create any bias towards particular product or advice solution)
7. Are you a Licensed Financial Services Provider (FSP) and what is your number?
(Each FSP has a licence number with the Financial Services Board. Search for them on www.fsb.co.za)
8. Can I have it in writing, and what after sales back-up do you provide?
Our name is a reflection of celebrating amongst others achieving financial goals. Our brand further reflects a clean cut image with a butterfly as our icon.
A butterfly is one of few insects on earth that goes through four stages before it realise its true value. The message is one of living a life of “permanent purpose”, every action we take has an impact in life.
The attooh! Group represents all the stages of the butterfly’s metamorphosis, and is a new brand in the financial service industry combining old values with 21st century service ethics. Our aim is to provide our clients with innovative solutions and assist in educating around the potential financial minefields that exist today.
attooh! has a national footprint of highly qualified financial planners as well as industry leaders in the Healthcare and Employee benefits arena. We are constantly developing and extending our service offering to ensure we maintain world class and professional advice, backed by the most innovative education and training program on financial services products in South Africa.
