fbpx

So many people have this constant DEBATE between LIVING WELL now and SAVING ENOUGH for retirement. What is the right thing to do? We are only on earth for a limited amount of years. We commit to careers, only to retire and hopefully enjoy the fruit of our hard work.

Yes let's plan for then

Any sound financial plan should include the PLANNING TOWARD RETIREMENT section. Retirement, can be split into three distinct phases: the active years, the passive years and those in which you’ll need some form of “support” – from family or other means. Your life, your needs and your commitment will change during the phases of your life and you MUST plan accordingly. Do the calculations and attach finite money-numbers to your years. The blueprint will guide you to provide and feel safe and secure.

But, also yes let's live now

Once you have analysed your ROAD-MAP and assigned numbers to it (know the amounts of money you will need for each phase and plan accordingly) it will be your challenge TO DREAM BIG, BE PRESENT and SPEND your (extra) money on MOMENTS, EXPERIENCES and LIFE.

The theory is simple, cover the basics, cover your debt, save for retirement and then DREAM. If you cannot fill all of your buckets – find a way to make more active and passive income. Having dreams, fulfilling them and balancing RETIREMENT SAVINGS vs. LIVING LIFE calls for creativity, entrepreneurship, innovation, strategy and commitment.

It’s not a clear-cut trade-off. It doesn’t have to be a debate. It’s simple. Just plan according to a timeline, make it finite and then just… ENJOY.

We also hate Spam. Your details will only be used for the purpose of helping you achieve your financial goals.
We also hate Spam. Your details will only be used for the purpose of helping you achieve your financial goals.