How well will you sleep knowing that your family

doesn't have the protection they need?

We know that your family means the world to you and that life can be unpredictable. We just never know how things will turn out tomorrow. Yet, too many people have an opportunity to safeguard their family and legacy by way of creating a valid will and having an estate protection in place, but still, they put off this important milestone until it’s too late, which can have devastating consequences for your loved ones. Is this you?

WE'RE HAPPY TO HELP

Protecting your family has never been this easy!

Get a FREE Will and Consultation, anywhere you are in the country, at no cost to you.

We come to you

There is no need to come and see us. Our specialists will come out to your work, home, or your place of convenience.

No charge for will consult

We don’t charge for the Will draft, changes or amendments to your Will, or for the collection and safekeeping of your Will.

Save on excessive fees

Save on: Executor Fees, Testamentary Trust Fees, Conveyance Attorney Fees, and Policy Claims Administration.

Top 5 important costs of dying

  • You forfeit the opportunity to decide who inherits what and your Estate is distributed according to South African law. This means people who you may not have wanted to benefit from your Estate may inherit your Estate.
  • Your Partner may be left with nothing if you are not married or your Will is not updated from a previous marriage.
  • Your Children’s inheritance could pass to the Government Guardian’s Fund or appointed Guardian rather than to a Trust that will ensure your wishes for them are carried out.
  • Family feuds often occur when family members argue over the distribution of your Estate when final wishes are not clearly documented in a Will.
  • Winding up your Estate can take years – without a Will appointing a professional Executor, the government is essentially in control of the process.

Top 5 Consequences of Not having a will

  • Executor fees – You need a professional to wind up your Estate. Professionals cost money and executors can charge up to 3.5% + VAT of the value of your Estate in order to do the work. This could be hundreds of thousands
  • Immediate expenses – When you pass away, your bank accounts could be frozen and your family could have limited access to money. Our Immediate Liquidity™ Benefit
  • Testamentary Trust fees – If you are leaving an inheritance to minors, you need to set up a Trust upon your death in order for them to inherit your assets. Trust and ongoing Trustee
  • Monthly living expenses – Estates can take months, if not years, to wrap up and families mistakenly assume their Estate will pay the monthly ongoing expenses
  • Taxes – Most people leave their entire Estate to their Spouse, but if both of you pass away and your Children inherit everything

A will maybe what you create today!

...but a LEGACY is what it will birth!

Along with the heartache of death comes a variety of additional burdens in the form of legal fees and expenses which have to be taken care of by your loved ones. Understanding these legal fees and expenses can help you prepare for them and ensure that these costs are covered and the burden on your loved ones is alleviated.

While it may not be a pleasant topic to think about, it far outweighs the traumatic consequences of dying without a will. Perhaps you do have a will in place, in which case the question to ask is whether it is signed, updated, or valid. The urgency demands a response, as the lack of a valid will creates a heap of problems for those you love, and granted many people have an intention of drawing up a will sometime in the future, but the truth is intention does not create results. This is a fundamental matter you need to address.

Are you one of them?
Almost 80% of South Africans pass away without a valid or up-to-date Will in place, which can cause significant difficulties for their families.

Dear Estates Team. Thank you for all your help with our father’s Estate. You have made this tough and emotional process bearable through all your efforts.

MarthaI'm really happy...

Dear Estates Team. Thank you for all your help with our father’s Estate. You have made this tough and emotional process bearable through all your efforts.

AbigailI'm impressed with the service

What is a Will and why is it important?

A Will is a document in which any person of sound mind, aged 16 years or older, places on record how they wish their belongings to be distributed after their death.

If you have no valid Will, the laws of Intestate Succession will be used to distribute your estate to your family members in accordance with a priority sequence and in proportion to the legal prescripts. The State will appoint an Executor to fulfil this task.

The effect hereof is that people you did not wish to appoint as heirs may well inherit from your estate.

Why do you want it?

Most Wills focus on the distribution of the Testator’s property and assets, but much more can be included in your Will. For example:

  • you have the right to decide who should inherit your assets and who should not;
  • you ensure that your family is provided for in terms of your last wishes;
  • you can name guardians for your children and their property;
  • you could create a Trust for your children or other beneficiaries;
  • you can name the Executor to wrap up your estate, preferably someone you trust;
  • you can avoid extra and unnecessary costs and even minimise taxes, with good tax advice;
  • you can plan for the fees associated with passing away, such as Executor’s fees, conveyancing fees and Trust fees; and
  • you may avoid unhappiness and family conflict because there are clear instructions on how to distribute your property and assets.

Do you need it?

Anybody over the age of 16 can have a Will. You really should have a Will if you:

  • Are married;
  • Have children; or
  • Own property and assets

Anyone over the age of 16 can write a will.

How much does it cost?

Most financial services and law firms offer estate planning. The cost of a will starts at around R500 and increases as the will becomes more complex.

How can we help you?

attooh! clients receive their will absolutely free. One of our consultants will assist you and demonstrate how you can protect your estate and all that is dear to you. They can also help identify how you can save money on estate related costs. Along with the heartache of death comes a variety of additional burdens in the form of legal fees and expenses which have to be taken care of by your loved ones. Understanding these fees and expenses can help you prepare for them. It will also ensure that these costs are covered and the burden on your loved ones is alleviated. With our innovative Legacy Protection Plan™ you can cover all your legal fees and other expenses associated with dying from as little as R78.44 per month.

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